CASE-002OPENHIGHURGENT
Meena K.
KMUT · Madurai (registration)
Flagged
Today 06:42 AM
AI Confidence
99%
Assigned to
Kavitha R.
Coimbatore District
Scheme
KMUT
KMUT
How AI Detected This
Sources cross-matched automatically at 06:00 AM daily
KMUT Registry
Aadhaar DB
Civil Death Registry API
Bank Account Records
Match found across 3 of 4 sources. Confidence: 99%
AI Recommendation
Recommend immediate FIR under Section 420 IPC. 99% confidence with a verified registry match and KMUT payments continuing after the disqualifying event. Freeze the account first, then route to SP with the evidence pack. Estimated recovery: ₹1.42L.
AI Evidence — Full Cross-Match Report
KMUT Beneficiary Database
Name registered
Meena Krishnamurthy
Aadhaar
XXXX-XXXX-3841
Status
Active beneficiary since Jan 2023
Monthly benefit
₹1,000
Last payment
Current month
Baseline record
Tamil Nadu Civil Registration System
Name
Meena Krishnamurthy
Aadhaar
XXXX-XXXX-3841
Death registered
14 March 2023
Registration office
Madurai Corporation
Death certificate
MDU/2023/DR/4421
CONFLICT — Deceased as of March 2023
Bank Account Disbursement Records
Account
SBI XXXX-XXXX-4821
Account holder
M. Krishnamurthy (spouse)
Status
Active — receiving payments
Last transaction
This month — KMUT credit ₹1,000
WARNING — Account active under spouse name
UIDAI Aadhaar Authentication Log
Last authentication
Jan 2023
Type
OTP-based
Status
No authentication since death date
WARNING — No Aadhaar activity post-death
Payment History Since Death Registration
March 2023 – Present · 14 payments totalling ₹14,000
| Month | Amount | Status |
|---|---|---|
| Jul 2025 | ₹1,000 | Post-death payment |
| Aug 2025 | ₹1,000 | Post-death payment |
| Sept 2025 | ₹1,000 | Post-death payment |
| Oct 2025 | ₹1,000 | Post-death payment |
| Nov 2025 | ₹1,000 | Post-death payment |
| Dec 2025 | ₹1,000 | Post-death payment |
| Jan 2026 | ₹1,000 | Post-death payment |
| Feb 2026 | ₹1,000 | Post-death payment |
| Mar 2026 | ₹1,000 | Post-death payment |
| Apr 2026 | ₹1,000 | Post-death payment |
| May 2026 | ₹1,000 | Post-death payment |
| Jun 2026 | ₹1,000 | Post-death payment |
| Jul 2026 | ₹1,000 | Post-death payment |
| Aug 2026 | ₹1,000 | Post-death payment |
Total disbursed post-death: ₹14,000
Payments to: SBI account under spouse name
Assessment: Possible continued family use of deceased beneficiary's KMUT account.
AI Assessment
Fraud Type
Continued use of deceased beneficiary account
Probability: 87%
Intent
Family-initiated (not system error)
Based on: Active bank transactions by spouse
Recommended action
Freeze disbursement + Field Verification
Before removal — confirm with ground visit
Related Flags in Same District
Raji K. · KMUT
Same SBI branch — flagged for address mismatch
Spouse account pattern · KMUT
Seen in 2 other Madurai KMUT cases — under review